Find the Right Health Plan for Your Budget & Needs

If you’re under 65 and don’t have access to group coverage, you still have options. Insurance Advisors helps individuals and families find affordable health plans that provide the protection you need.

What Is an Individual Policy?

Individual (or family) health insurance is coverage you purchase on your own, rather than through an employer. These plans include essential benefits such as:

Doctor visits and preventive care
Prescription drug coverage
Hospitalization and emergency services
Mental health and wellness benefits

How Enrollment Works

We’ll walk you through your plan options and help you make sense of what’s available. To complete enrollment, we use HealthSherpa — a secure platform that connects directly with Marketplace plans. Think of it as the tool, and us as your guide. Together, we’ll use HealthSherpa to check for subsidies, compare plans, and ensure you choose the right coverage with confidence.

Our Simple 3-Step Process

Schedule a Free Consultation

We’ll start by learning about your needs, budget, and healthcare preferences.

Compare Your Options

We review multiple plans side-by-side, check for subsidies, and explain the differences in plain language.

Enroll with Confidence

We’ll walk you through enrollment step by step, so nothing gets missed.

Why Work with an Advisor

Navigating the Health Insurance Marketplace can feel overwhelming — dozens of plan options, confusing terminology, and uncertainty about what’s actually covered. Many people end up choosing a plan that looks affordable up front, only to find out later it doesn’t fit their needs or network.

Compare plans side-by-side so you see the real differences in cost, benefits, and networks.
Check for subsidies to ensure you don’t miss out on savings that could significantly lower your monthly premium.
Answer your questions in plain language, so you know exactly what you’re getting.

What our clients are saying

"Insurance Advisors' understanding of Medicare and Veterans medical benefits resulted in a reduction in my Part B Medicare premiums, additional dental benefits and added a quarterly shopping allowance. Highly recommend the free consultation"

- Tom - Detroit Michigan

"I am not your client but my parents are. You helped lower their premiums along with out of pocket expenses for prescriptions.  You are also someone who answers the phone and calls us back! I am so glad we were able to connect with you instead of an 800 number.  THANK YOU!"

- Susan J.